In the wake of the financial crisis, cost cutting is more important than ever before. The banking industry is struggling with lowering short-term costs but at the same time continuing to invest in tools and technologies that will position the organization for the future. IBM’s Banking Industry Framework is a platform that can accelerate product development and delivery, simplifies and standardizes the technology infrastructure, and delivers measurable ROI quickly. IBM partners including Cisco, ACI, and S1 Corporation are already using the Banking Industry Framework to bring best of breed products with the flexibility to evolve to their clients. Realizing that clients can no longer support lengthy and costly technology projects, the framework’s multiple entry points deliver quick-hit short-term savings. Clients can then reinvest in those savings into additional projects that will provide long-term value for their institution.