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Posted by Jonathan_Camhi
Yeah and modeling credit risk -- and failing to communicate that risk to the business as is mentioned in this article -- was one of the underlying reasons for the financial crises. These core banking functions can still...
In reply to: Re: Architecture/culture
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Yeah and modeling credit risk -- and failing to communicate that risk to the business as is mentioned in this article -- was one of the underlying reasons for the financial crises. These core banking functions can still...
In reply to: Re: Architecture/culturePost Your Own Reply
Posted by Mstrange1234
Byurcan, agree with your comment about biometrics becoming commonplace. The forces that drive these kinds of trends are strong. I continue to see many examples where convenience is chosen over security by many. ...
In reply to: Re: Facial recognition Security
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Byurcan, agree with your comment about biometrics becoming commonplace. The forces that drive these kinds of trends are strong. I continue to see many examples where convenience is chosen over security by many. ...
In reply to: Re: Facial recognition Security Post Your Own Reply
Posted by Jonathan_Camhi
A lot of planning is going to have to go into mitigating fraud risks with the move to real-time. We have an upcoming article that will tackle that issue. But the UK saw a sharp rise in fraud the during its early stages of...
In reply to: Re: What's holding it back?
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A lot of planning is going to have to go into mitigating fraud risks with the move to real-time. We have an upcoming article that will tackle that issue. But the UK saw a sharp rise in fraud the during its early stages of...
In reply to: Re: What's holding it back?Post Your Own Reply
Posted by Byurcan
I think people probabl;y trust the PayPal brand for digital payments, it's been used for a while, it has name recognition. Things like Google Wallet and the formerly named Isis still have a long ways to go to gain the kind...
In reply to: Re: PayPal vs. The Competition
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I think people probabl;y trust the PayPal brand for digital payments, it's been used for a while, it has name recognition. Things like Google Wallet and the formerly named Isis still have a long ways to go to gain the kind...
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Posted by Mstrange1234
Thanks for the comment. There are obviously lots of tradeoffs, and the security-vs-convenience struggle will continue on. There are many people who will prefer convenience, and technology as a useful enabler. ...
In reply to: Re: Facial recognition Security
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Thanks for the comment. There are obviously lots of tradeoffs, and the security-vs-convenience struggle will continue on. There are many people who will prefer convenience, and technology as a useful enabler. ...
In reply to: Re: Facial recognition Security Post Your Own Reply
Posted by Jonathan_Camhi
This theme that banks are competing with the other apps in your phone, not with other banks, is something that I hear a lot of people talking about this year. It shows that the industry is setting higher standards for itself...
In reply to: Competing with Other Mobile Apps
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This theme that banks are competing with the other apps in your phone, not with other banks, is something that I hear a lot of people talking about this year. It shows that the industry is setting higher standards for itself...
In reply to: Competing with Other Mobile AppsPost Your Own Reply
Posted by Jonathan_Camhi
I'm surprised at how far ahead PayPal is in usage compared to the other wallets out there. Shows that they're making some kin of progress compared to the rest of the market.
In reply to: PayPal vs. The Competition
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I'm surprised at how far ahead PayPal is in usage compared to the other wallets out there. Shows that they're making some kin of progress compared to the rest of the market.
In reply to: PayPal vs. The CompetitionPost Your Own Reply
Posted by KBurger
I guess I shouldn't ask, "Who's Lil Wayne?" KIDDING, I know who he is. Isn't he related to Lil Kim?
In reply to: Re: Celebrity cards
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I guess I shouldn't ask, "Who's Lil Wayne?" KIDDING, I know who he is. Isn't he related to Lil Kim?
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Posted by Byurcan
The reason is likely because there's too many players in the U.S. with competing interests, as oppsoed to smaller coutnries, or countries with many less banks (like Canada).
In reply to: Re: What's holding it back?
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The reason is likely because there's too many players in the U.S. with competing interests, as oppsoed to smaller coutnries, or countries with many less banks (like Canada).
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Posted by KBurger
You make a compelling case for this, Paul. So my question is: with all these benefits and all the players seemingly agreeing there are benefits, what is the delay in implementing real-time payments on a widespread basis?...
In reply to: What's holding it back?
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You make a compelling case for this, Paul. So my question is: with all these benefits and all the players seemingly agreeing there are benefits, what is the delay in implementing real-time payments on a widespread basis?...
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Posted by Kelly22
I'm torn on the issue myself. The idea of not having to remember a million usernames and crazy passwords is appealing, but I'd have to be convinced of the security first. The key may be layering multiple security technologies...
In reply to: Re: Facial recognition Security
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I'm torn on the issue myself. The idea of not having to remember a million usernames and crazy passwords is appealing, but I'd have to be convinced of the security first. The key may be layering multiple security technologies...
In reply to: Re: Facial recognition Security Post Your Own Reply
Posted by Kelly22
I'm pretty surprised to see such a big rise in prepaid cards as well. Playing the celebrity card (ha) definitely works. I'm reminded of a BST story from a few weeks back in which the writer taught his kids financial responsibility...
In reply to: Re: I want the Justin Bieber card
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I'm pretty surprised to see such a big rise in prepaid cards as well. Playing the celebrity card (ha) definitely works. I'm reminded of a BST story from a few weeks back in which the writer taught his kids financial responsibility...
In reply to: Re: I want the Justin Bieber cardPost Your Own Reply
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