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Posted by behzod
I just wonder why would a tech company need a banking licence. Banking is not just about payments processing, but a whole world of other complicated stuff. A Google or an Apple might found own pockets banks but they will...
In reply to: Re: It's still long way...
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I just wonder why would a tech company need a banking licence. Banking is not just about payments processing, but a whole world of other complicated stuff. A Google or an Apple might found own pockets banks but they will...
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Posted by Kelly22
Personalization is a major trend among younger customers, and I think data privacy will become a bigger issue as the trend grows in popularity. I've heard a lot about how younger generations are more flexible with sharing...
In reply to: Data Security
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Personalization is a major trend among younger customers, and I think data privacy will become a bigger issue as the trend grows in popularity. I've heard a lot about how younger generations are more flexible with sharing...
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Posted by Kelly22
Good point, Jon. In order to give customers the consistency they demand across channels, there needs to be collaboration throughout the organization - especially between business and IT. That's a big step for many organizations,...
In reply to: Re: Organizational Challenges
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Good point, Jon. In order to give customers the consistency they demand across channels, there needs to be collaboration throughout the organization - especially between business and IT. That's a big step for many organizations,...
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Posted by Jonathan_Camhi
There definitely has to be more direction from senior leadership to get through the organizational challenges that Paul mentions. Not just the silos between the business line shave to be overcome, but getting IT and the...
In reply to: Organizational Challenges
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There definitely has to be more direction from senior leadership to get through the organizational challenges that Paul mentions. Not just the silos between the business line shave to be overcome, but getting IT and the...
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Posted by Jonathan_Camhi
There will likely continue to be heavy M&A activity among smaller banks in the U.S. for the forseeable future. As much as we talk about data and analytics helping fight against fraud or understand customer needs better,...
In reply to: M&A Activity
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There will likely continue to be heavy M&A activity among smaller banks in the U.S. for the forseeable future. As much as we talk about data and analytics helping fight against fraud or understand customer needs better,...
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Posted by JimM006
Congratulations on your remodeled home. As a valuable source of industry insights, BS&T's new design is definitely worthy of it's great content. Good luck going forward.
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Congratulations on your remodeled home. As a valuable source of industry insights, BS&T's new design is definitely worthy of it's great content. Good luck going forward.
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Posted by Jonathan_Camhi
Different countries have different regulations for getting a banking license. I wonder if one of these tech companies or other non-bank financial services provider might try to get a banking license in a country with less...
In reply to: Re: It's still long way...
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Different countries have different regulations for getting a banking license. I wonder if one of these tech companies or other non-bank financial services provider might try to get a banking license in a country with less...
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Posted by marccwr
not so sure about that... If you look at gateways to Ripple for instance - infact they act like banks for both fiat and Bitcoin. New Zealand Coinex even does it with interest on you account. Once people realize that ewallets...
In reply to: Re: It's still long way...
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not so sure about that... If you look at gateways to Ripple for instance - infact they act like banks for both fiat and Bitcoin. New Zealand Coinex even does it with interest on you account. Once people realize that ewallets...
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Posted by Greg MacSweeney
Yes, in recent years, financial institutions have been required by law to disclose to customers if there was a breach. I'm sure in years past some breaches flew under the radar, but I don't think US-based banks can conceal...
In reply to: Re: Is this good news?
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Yes, in recent years, financial institutions have been required by law to disclose to customers if there was a breach. I'm sure in years past some breaches flew under the radar, but I don't think US-based banks can conceal...
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Posted by behzod
It is still a long way for tech companies to become financial institutions, and it is likely this time will never come. A google-type company can't just suddenly become a bank. Providing a little bit of financial services...
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It is still a long way for tech companies to become financial institutions, and it is likely this time will never come. A google-type company can't just suddenly become a bank. Providing a little bit of financial services...
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Posted by Charlie Babcock
"The rate goes up with social media activity. 'The rule is simple,' the bank says on its website. 'The more Facebook Likes, the higher the interest rate.'" OK, but do every 100 Likes equal a percentage point increase? .1%...
In reply to: Social media activity drives up the rate -- how much?
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"The rate goes up with social media activity. 'The rule is simple,' the bank says on its website. 'The more Facebook Likes, the higher the interest rate.'" OK, but do every 100 Likes equal a percentage point increase? .1%...
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Posted by Brook Zimmatore
Let's say, no banks which have had to give the details of their breach.
In reply to: Re: Is this good news?
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Let's say, no banks which have had to give the details of their breach.
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PR Newswire
Bank Systems & Technology - August 2014Modern core systems are emerging as the foundations of effective channel integration and customer engagement initiatives.
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