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Posted by Greg MacSweeney
I really wonder why a tech company would even want to become a bank. Once they get a banking license, they will be subject to multiple regulatory reviews from more than one regulatory body. Is it even worth it? The cost...
In reply to: Why even become a bank?
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I really wonder why a tech company would even want to become a bank. Once they get a banking license, they will be subject to multiple regulatory reviews from more than one regulatory body. Is it even worth it? The cost...
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Posted by behzod
Ewallets are a great invention without arguing and still they dont completely replace your bank experience. And Google or Apple do not maintain your account in their books, they charge your bank account.
In reply to: Re: It's still long way...
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Ewallets are a great invention without arguing and still they dont completely replace your bank experience. And Google or Apple do not maintain your account in their books, they charge your bank account.
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Posted by behzod
I just wonder why would a tech company need a banking licence. Banking is not just about payments processing, but a whole world of other complicated stuff. A Google or an Apple might found own pockets banks but they will...
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I just wonder why would a tech company need a banking licence. Banking is not just about payments processing, but a whole world of other complicated stuff. A Google or an Apple might found own pockets banks but they will...
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Posted by Kelly22
Personalization is a major trend among younger customers, and I think data privacy will become a bigger issue as the trend grows in popularity. I've heard a lot about how younger generations are more flexible with sharing...
In reply to: Data Security
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Personalization is a major trend among younger customers, and I think data privacy will become a bigger issue as the trend grows in popularity. I've heard a lot about how younger generations are more flexible with sharing...
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Posted by Kelly22
Good point, Jon. In order to give customers the consistency they demand across channels, there needs to be collaboration throughout the organization - especially between business and IT. That's a big step for many organizations,...
In reply to: Re: Organizational Challenges
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Good point, Jon. In order to give customers the consistency they demand across channels, there needs to be collaboration throughout the organization - especially between business and IT. That's a big step for many organizations,...
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Posted by Jonathan_Camhi
There definitely has to be more direction from senior leadership to get through the organizational challenges that Paul mentions. Not just the silos between the business line shave to be overcome, but getting IT and the...
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There definitely has to be more direction from senior leadership to get through the organizational challenges that Paul mentions. Not just the silos between the business line shave to be overcome, but getting IT and the...
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Posted by Jonathan_Camhi
There will likely continue to be heavy M&A activity among smaller banks in the U.S. for the forseeable future. As much as we talk about data and analytics helping fight against fraud or understand customer needs better,...
In reply to: M&A Activity
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There will likely continue to be heavy M&A activity among smaller banks in the U.S. for the forseeable future. As much as we talk about data and analytics helping fight against fraud or understand customer needs better,...
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Posted by JimM006
Congratulations on your remodeled home. As a valuable source of industry insights, BS&T's new design is definitely worthy of it's great content. Good luck going forward.
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Congratulations on your remodeled home. As a valuable source of industry insights, BS&T's new design is definitely worthy of it's great content. Good luck going forward.
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Posted by Jonathan_Camhi
Different countries have different regulations for getting a banking license. I wonder if one of these tech companies or other non-bank financial services provider might try to get a banking license in a country with less...
In reply to: Re: It's still long way...
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Different countries have different regulations for getting a banking license. I wonder if one of these tech companies or other non-bank financial services provider might try to get a banking license in a country with less...
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Posted by marccwr
not so sure about that... If you look at gateways to Ripple for instance - infact they act like banks for both fiat and Bitcoin. New Zealand Coinex even does it with interest on you account. Once people realize that ewallets...
In reply to: Re: It's still long way...
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not so sure about that... If you look at gateways to Ripple for instance - infact they act like banks for both fiat and Bitcoin. New Zealand Coinex even does it with interest on you account. Once people realize that ewallets...
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Posted by Greg MacSweeney
Yes, in recent years, financial institutions have been required by law to disclose to customers if there was a breach. I'm sure in years past some breaches flew under the radar, but I don't think US-based banks can conceal...
In reply to: Re: Is this good news?
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Yes, in recent years, financial institutions have been required by law to disclose to customers if there was a breach. I'm sure in years past some breaches flew under the radar, but I don't think US-based banks can conceal...
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PR Newswire
Bank Systems & Technology - August 2014Modern core systems are emerging as the foundations of effective channel integration and customer engagement initiatives.
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