Sageworks Analyst Provides Commercial Credit Analysis Capabilities [ Source: Sageworks, Inc. ]
January 2005- Sageworks Analyst is a commercial credit analysis technology. View a video demonstration of how community banks around the country use this unique online technology to perform global cash flow analysis, automate narrative write-ups, benchmark clients versus their peer groups, and quickly perform business projections.

Better Management of Credit Risk: A Guide for Mid-Tier Banks, Credit Unions and Lenders [ Source: SAS ]
April 2008- Have you harnessed the power of automated, proactive credit risk management? Learn how to improve decision making and accurately forecast risk exposure by viewing this broadcast now. Panelists from the mid-tier banking, credit union and lending sectors demonstrate just how easy it is to integrate and optimize your existing credit risk processes.

CRA Compliance [ Source: Marquis ]
December 1990- As an organization that serves financial institutions worldwide, we adhere to the security policies demanded by the industry and the regulators. We perform annual security audits to verify that our staff is following the procedures required to assure the privacy of all confidential data. We also have a SAS 70 Level II audit performed annually.

Survival of the Fittest: Turning Your Financial Institution into a Lean, Mean Lending Machine [ Source: Harland Financial Solutions ]
May 2010- The economic crisis of the last 18 months has transformed the financial services industry, particularly the lending industry. After building credit operations that facilitated high-volume lending, financial institutions in the UK are now faced with many challenges through 2010 and into 2011. These challenges may be addressed by implementing some of the following strategies: (1) defining clear and consistent lending policy with process, (2) streamlining lending workflows by unifying the myriad of system silos currently deployed, (3) enhancing information management by ...

Managing Capital Adequacy with the Internal Capital Adequacy Assessment Process (ICAAP) - Challenges and Best Practices [ Source: Oracle ]
January 2009- Internal Capital Adequacy Assessment Process (ICAAP) presents major challenges and opportunities for the financial services industry. Find out more.

Centier Bank Automates its Small Business Lending Operations with Cypress Software's BizMark [ Source: Cypress Software Systems, LP ]
March 2007- Small business lending is big business at Centier Bank of Merrillville, Ind., and their mission is helping entrepreneurs get their businesses off the ground. With humble beginnings itself, the bank was founded in 1895 by Henry Schrage with total capital of $35,000. Centier has since grown, and today holds more than $1.8 billion in assets with 44 branches across the state. With that growth came a need for a faster and more efficient small business loan origination system. That’...

A Comprehensive Credit Assessement Framework [ Source: SAS ]
April 2008- This white paper gives an overview of a comprehensive credit assessment framework (CCAF), developed by SAS, which addresses the credit scoring limitations imposed by insufficient credit and market information, insufficient sampling time frames and static, data-driven factor selection and weightings.