Topics: equifax

Leveraging Alternative Data to Increase New Account Openings, Reduce Charge-Off RiskJune 10, 2013Banks looking to grow their deposits can look to alternative data that is not included in traditional credit reports to find new customers and protect themselves form fraudsters.
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How To Improve Customer OnboardingMarch 07, 2013Effective customer on-boarding continues to be a challenge for many financial institutions.
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Equifax Releases New Card Marketing ProductJuly 17, 2012True In-Market Propensity (TIP) Scores are designed to aid banks, credit unions and other card issuers to target customers and members when they are most likely to accept a new card offer.
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Equifax, Interthinx Offer A Real-Time View of Mortgage Borrowers' DebtMarch 04, 2011Fannie Mae requires mortgage lenders to know exactly how much debt their borrowers have, but credit reports that are 30-90 days old at the closing date don't show recently acquired credit cards and auto loans. Equifax and Interthinx offer credit report upd
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U.S. Bank Launches Credit Wellness CenterAugust 24, 2010
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FICO, Equifax Offer Predictive Modeling for Credit Score EffectivenessApril 13, 2010Models show what existing scores will mean as the economy changes. A 700 could act like a 707 in good times or a 695 in bad ones.
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Equifax Adds Discover Source to TALX SolutionJune 02, 2009Equifax says that the direct feed of federal tax return data makes the provider a "one-stop shop" for all the data required for mortgage lending.
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Equifax Takes Income Verification for Borrowers FurtherMarch 17, 2009In a time of defaults, lenders welcome confirmation of debtors' income from the IRS, credit reporting bureau Equifax says.
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Enter FICO 08: The Next-Gen Credit ScoreDecember 30, 2008Fair Isaac's latest credit scorecard is not a reaction to the subprime crisis, the vendor says.
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As Defaults Mount, Many Question FICO Scores’ ValueDecember 30, 2008Some question why credit scores didn't prevent defaults; others question how they're used.
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Equifax, IXI Corporation Partner to Develop Segmentation SolutionsDecember 09, 2008
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Cheating on the ID ChallengeDecember 13, 2005The personal data required to obtain a full dossier on someone seems insufficient compared to the prize.
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Breach of TrustMay 11, 2004Data breaches are a constant threat and put companies in danger of losing their most valuable asset: customer trust
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Busted ID Theft Ring Part of A Growing Epidemic January 07, 2003A scheme that allegedly bilked consumers out of millions of dollars in phony credit card charges and other losses is the largest in a growing number of identity theft cases that have hit consumers, financial services companies and law enforcement agencies.
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