Imaging on the Rise, But Few Banks Paperless in Loan Operations December 04, 2013A survey of 80 community banks found that most use some kind of imaging systems. Nationwide Building Society Boosts Mortgage Sales with Remote Expert Video Conferencing November 22, 2013Partnering with Cisco to provide video conferencing with mortgage experts has helped increase growth in the bank’s mortgage business. Core Systems Modernization: Risk and Reward November 05, 2013At BAI Retail Delivery 2013, Zions Bancorp CIO Joe Reilly discussed why the bank holding company decided to replace legacy systems.
Automating Mortgage Loan Processes for Faster, Mobile Client Service November 01, 2013The Bank of Tennessee has rebuilt the IT infrastructure behind its lending operations to help it compete with bigger banks. How To Prepare Now for FASB’s CECL Model September 16, 2013The coming implementation of the Financial Accounting Standard Board’s Current Expected Credit Loss model requires banks to think ahead about how they collect and manage data regarding their loan portfolios. D+H To Acquire Harland Financial Services July 24, 2013D+H will enter the core banking market with the acquisition, while expanding its presence in the U.S. and combining its lending solutions with Harland’s portfolio. Credit Unions and Community Banks Go Mano-a-Mano with Big Banks Using Cloud-based Technology July 23, 2013Cloud-based lending solutions can deliver improved transparency and customer experience in the lending process to help small institutions grow their lending business. Gulf Coast Bank Revitalizes Mortgage Operations With Automated CRM July 18, 2013By working Mortgage Returns automated CRM system the bank’s mortgage division just had its best quarter ever with fewer staff. Accenture Augments Mortgage Offerings With Mortgage Cadence Acquisition July 16, 2013Accenture says the acquisition will help clients cut cycle time and costs while increasing flexibility to comply quickly with new regulations. New Study: Alternative Credit Decisioning Tools Could Have Generated $1.7 Billion for Issuers In 2012 June 11, 2013A new study by LexisNexis and Javelin found that alternative credit decisioning tools could open up new segments, like the underbanked, for lenders. Electronic signature — Part I: Challenges and Business Justification May 22, 2013This article - the first in a two part series - looks at the successes some banks have had with e-signature adoption and examines some of the remaining barriers regarding regulation and organizational silos that still exist in adopting e-signatures in the financial services sector. Fiserv Launches Consulting Service Targeting Community Banks and Commercial Lending April 11, 2013The bank technology vendor is offering a new service that provides consultant reviews and strategy recommendations for smaller banks looking to better their commercial lending business, while also announcing its first new client on the DNA platform since its acquisition of Open Solutions. Branch Closures Revved Up in Late 2012, Study Finds January 22, 2013The pace of branch closings in the U.S. more than doubled in the last quarter of 2012 as banks looked to cut costs, a new report by SNL Financial found. CFPB Announces New Mortgage Rule to Ensure Borrowers Can Repay Loans January 10, 2013The CFPB's introduced its new Ability-to-Repay rule that charges lenders to make sure borrowers have the means to repay their loans. CFPB Proposes Rules to Change Loan Origination Market August 20, 2012The proposal includes new rules the regulator says will help consumers understand mortgage costs better.
Inefficient Data Management: Seen and Unseen Costs July 02, 2012When it comes to putting together, reviewing or approving loan packages, a scramble for the right information is the last thing a financial institution wants or can afford. The Future of Corporate Banking: Intelligent Transactions to Improve the Customer Experience April 19, 2012The next big thing in the treasury services/corporate banking space will be bringing intelligence into high-value transactions, according to participants at the recent SWIFT Operations Forum. Using Social Media to Drive Operational Change: Part 2 February 16, 2012The second article in this two-part series offers three core principles that financial institutions must embrace in order to start using social media to help drive operational change. Using Social Media to Drive Operational Change January 25, 2012The first piece in this two-part series explores how social media can help drive operational changes that are needed in financial institutions. Union Bank to Manage Op Risk Using OpenPages March 09, 2010Bank plans to use OpenPages platform to build program to measure and manage operational risk and calculate capital requirements.