Topics: Interchange Durbin and the Future of Payments September 30, 2012Although banks lost interchange revenue because of it, the Durbin Amendment also provides opportunities for banks in cost savings and customer convenience. ACI Releases New Solution For Acquiring Banks May 25, 2012The latest version of ACI Acquirer is designed to help acquiring banks manage merchant accounts.
Coexisting with Financial Services Reform: Survival of the Fleetest? May 04, 2011How can banks navigate the new landscape constrained by macro-economic conditions and decreases in interest revenue combined with implementation of higher fees to make up for revenue losses? Finding Ways to Reduce IT Costs While Replacing Lost Revenues May 01, 2011Bankers should consider outsourcing records management as they consider different expense-reduction strategies. Battle Royale: Durbin Defends Durbin From Dimon April 22, 2011Sen. Dick Durbin's response to JPMorgan Chase CEO Jamie Dimon's anti-Durbin Amendment rhetoric shows the fight against debit interchange fee regulation has only just begun. Community Bankers Are Talking About Dodd-Frank, Mobile And Payments, Too April 17, 2011A couple observations on trending topics among community bankers at Fiserv's Focus 2011 Spring conference. Frank Says He'll Work to Revoke 12-Cent Cap on Debit-Card Fees January 20, 2011Dodd-Frank co-author says he will work with House Republicans to get the Fed to change its ultra-strict limits on debit card interchange fees. Barney Frank Objects to Fed's 12-Cent Cap on Debit Card Fees December 22, 2010Dodd-Frank co-author says the amount card providers are allowed to charge is too low to cover their costs, and that fees ought to be left to the free market. A Long-Term View of the Fed’s Debit Interchange Gambit December 20, 2010What kinds of changes will banks need to make to both the debit card account and related debit card processing fees for consumers and merchants? Fed Proposes 12-Cent Cap on Debit Card Fees December 16, 2010Fee limits would cause banks' interchange fee income to drop by 70%, the Fed estimates. GAO Report Offers Mixed Bag of Commentary on Interchange Fees November 20, 2009 Reuters Messaging Interchange Eases Enterprise IM February 02, 2009 Debit Card Growth Slows, But Opportunities for Expansion Exist June 24, 2008Debit card transaction growth slowed in 2007, but there are new opportunities for debit innovation, PULSE says. U.S. Mobile Financial Services Still Needs Operating Model December 23, 2007With mobile banking on the rise in the U.S., institutions still are challenged to find the best operating model. B-to-B Payments Still Relies Heavily on Paper February 22, 2007The lack of standards is slowing adoption of e-payments, but banks can help by adding value to the financial supply chain. PULSE and LINK ATM Networks Enter Reciprocal Use Agreement September 29, 2006PULSE-LINK deal opens ATM networks to overseas travelers. PULSE and LINK ATM Networks Enter Reciprocal Use Agreement September 05, 2006 NACHA Payments Conference 2006: Three-Way Fight: ARC, Image Exchange and Cards May 16, 2006Which is the better payments technology -- accounts receivable conversion (ARC), check image exchange or cards? Hot Hand December 01, 2003BankAtlantic plays its card for point-of-sale and payroll. STP Forces Payment Systems To Reconsider XML August 07, 2002"As we move away from paper-based checks more and more, and with the Check Truncation Act that's pending, the opportunity to go to more straight-through processing in the various channels in banking becomes greater and greater."