Topics: Durbin

Durbin and the Future of PaymentsSeptember 30, 2012Although banks lost interchange revenue because of it, the Durbin Amendment also provides opportunities for banks in cost savings and customer convenience.
+ Comment
The Golden Age of Loyalty RewardsJune 28, 2012Enrollment in loyalty programs is rapidly rising across the financial services industry.
+ Comment
The Pursuit of New Revenue Generators: How Banks Can Monetize New Digital TechnologiesJune 27, 2012Given new regulatory statutes and changing consumer habits, banks' revenue generators of 10 years from now almost certainly will not be the same as today's. While mobile and other emerging technologies offer exciting new opportunities for banks, however, t
+ Comment
Banks Lose Millions Due to Durbin Amendment: ReportMarch 30, 2012Research from SNL Financial reports a majority of financial institutions saw lower revenue from interchange fees in Q4 2011.
+ Comment
Durbin Amendment Causing Some Banks to Forego Growth: ReportMarch 02, 2012A new analysis conducted by SNL Financial finds that some banks purposefully stay below the $10 billion threshold to avoid increased regulation.
+ Comment
Bank Fees, Along With Value-Added Services, On the RiseFebruary 29, 2012A Javelin report finds that while banks have increased fees to make up for lost revenue due to regulation, they have also added more technology-based services.
+ Comment
Most Consumers Unsure Who Benefits From Debit Card RegulationsJanuary 27, 2012A survey released this week by Javelin finds that consumers are being given mixed messages from banks and merchants on debit card use.
+ Comment
Do Banks Deserve What’s Coming to Them?January 13, 2012Challenging market conditions, coupled with new legislative restrictions, make it essential that banks take a new approach to realizing revenue earned and to innovate for new revenue growth.
+ Comment
How Banks Can Overcome the Durbin AmendmentNovember 01, 2011Now that the final debit card-interchange rule is in effect, card- issuing banks need to respond strategically as well as a tactically, according to Accenture's Juan Pedro Moreno and Samantha Regan.
+ Comment
Electronic Payments Coalition Supports Repeal of Durbin AmendmentOctober 12, 2011Legislation introduced in the House of Representatives would repeal the controversial measure, which is part of the Dodd-Frank bill.
+ Comment
Banks Going the Way of Airlines, Netflix, With Debit FeesSeptember 30, 2011Industry experts say that the introduction of debit fees by big banks such as Bank of America echoes a trend that extends beyond the banking industry -- one that is causing customer dissatisfaction and drop-off.
+ Comment
USAA to Eliminate Debit RewardsJuly 07, 2011In anticipation of lost debit interchange fees as the result of Durbin Amendment caps, USAA Bank is eliminating its debit rewards program in order to continue its more-popular free checking and ATM fee refunds.
+ Comment
Final Ruling on the Durbin Amendment Softens Blow to Debit Interchange FeesJune 30, 2011The Federal Reserve Board's final decision on debit interchange fees raises the cap from 12 cents to 21 cents.
+ Comment
Coexisting with Financial Services Reform: Survival of the Fleetest?May 04, 2011How can banks navigate the new landscape constrained by macro-economic conditions and decreases in interest revenue combined with implementation of higher fees to make up for revenue losses?
+ Comment
Finding Ways to Reduce IT Costs While Replacing Lost RevenuesMay 01, 2011Bankers should consider outsourcing records management as they consider different expense-reduction strategies.
+ Comment
Battle Royale: Durbin Defends Durbin From DimonApril 22, 2011Sen. Dick Durbin's response to JPMorgan Chase CEO Jamie Dimon's anti-Durbin Amendment rhetoric shows the fight against debit interchange fee regulation has only just begun.
+ Comment
5 Things Everyone In Banking Is Talking AboutApril 20, 2011A handful of hot topics among bankers, technologists and analysts.
+ Comment
Chase Punishes Loyal Customers Over Lost Debit FeesApril 01, 2011Chase is killing its Disney debit card rewards program in an effort to make customers mad about the Durbin Amendment. But could the third-largest bank have found a better solution?
+ Comment
Barney Frank Objects to Fed's 12-Cent Cap on Debit Card FeesDecember 22, 2010Dodd-Frank co-author says the amount card providers are allowed to charge is too low to cover their costs, and that fees ought to be left to the free market.
+ Comment

Topics: Durbin

Upcoming Events

Featured Reports

Featured Whitepapers