Breaking Down the Impact of the Target Breach February 14, 2014The payments, banking and retail industries are still experiencing the fallout of the major data breach that hit Target last year. We take a look at the numbers behind the breach’s repercussions for banks, hackers and consumers. 3 Trends on EMV Adoption in the U.S. January 21, 2014By Q4 2015, the U.S. will no longer be a non-EMV market.
How Market Pressures and Emerging Trends Are Changing The Delivery of Debit Products January 13, 2014A new report from Aite outlines the changes that EMV, the Durbin Amendment and other new factors will have on debit products and branch networks. U.S. Debit Card Usage Down in 2014 December 23, 2013A new study from Mercator finds that the Durbin Amendment has helped reduce the use of debit cards.
Target Confirms Hackers Stole 40 Million Credit Cards December 19, 2013Hackers' 19-day heist scoops up all ingredients required to make counterfeit cards. Indian Payments Group Launches Online Transaction Service June 24, 2013The service was rolled out to improve e-commerce growth in India. Five Factors to Consider When Evaluating Marketing and Analytics Platforms June 21, 2013Banks looking to offer retail coupons to their customers based on data and analytics have to consider several key factors such as scale, engagement and data privacy to fine tune their approach for best results. EMV Migration May Lead Customers to Switch from Cards to Mobile Payments, Study Finds June 19, 2013In a new survey by ACI Worldwide nearly half of the respondents said that consumers will swap their plastic cards for mobile payments because of the migration to EMV. The PayPal vs. Square Battle: Who’s Your Money On? May 22, 2013After PayPal launched a program last week offering free transaction processing for merchants who switch to its point of sale card reader, Square hit back yesterday by announcing it will be offering a P2P payments service via email. Mobile Point of Sale Solutions Could Increase Consumer Card Payments By More $1 Trillion A Year, Study Says April 30, 2013A new report by Javelin says there are nearly 20 million merchants who could start accepting card payments as a result of wider adoption of mobile POS solutions. Instant Issuance: A Game-Changer for Banks April 12, 2013Instant card issuance technology provides a means for banks to quickly increase their volume of debit card payments at a time when debit is increasingly popular. EMV Implementation: Who Is Ready? April 09, 2013With EMV deadlines approaching, merchants, acquirers, issuers and consumers are all going to be affected as new merchant terminals and messaging protocols must be developed and customers need to be educated about what EMV will mean for them. Javelin Forecasts Big Growth in Mobile Payments By 2018 April 03, 2013Javelin released a report today forecasting payments trends at the point of sale over the next few years, with growth expected in mobile payments and further decline in cash and checks. FDIC Insurance Added to Bluebird Debit Program from American Express and Walmart March 26, 2013American Express and Walmart are adding new checking capabilities to their Bluebird debit joint program designed for unbanked consumers, which also now offers FDIC insurance for account holders. Eastern Europe’s Migration From Cash Brings Banks Opportunity March 22, 2013Banks looking to increase their transaction revenue are well advised to consider the emerging markets of the Russian Federation and Eastern Europe.
PayPal Introduces Mobile Point of Sale Solution For iPad March 14, 2013PayPal launched an iPad version of its PayPal Here mobile mobile card reader solution that competes directly with Square’s card reader. How to Make The Jump from Mobile Commerce to Mobile Wallets February 26, 2013Mobile commerce is on the rise but providers need to offer an enhanced customer buying experience to get consumers to pay with their mobile devices at the point-of-sale. Visa Announces EMV Migration Path for Debit Cards and ATM's February 04, 2013The card company said that it will offer an unbranded AID with some of its EMV technology and set deadlines for ATM acquirers to accept EMV. MasterCard to Issue Prepaid and Debit Cards in Five African Markets January 15, 2013The company has partnered with Equity Bank of Kenya to issue 5 million cards over the next 18 months.
PayPal's President Weighs in On Payments Disruptions Coming in 2013 December 18, 2012David Marcus, PayPal's president, offered up his predictions for the innovations to come in the payments in 2013 yesterday on PayPal's blog.