January 30, 2005

After the holiday season, it typically takes the entire month of January just to work through the e-mail inbox, adjust to the inevitable changes in responsibilities and workload, and otherwise get through the tactical adjustments required to start the year right. But when February rolls around, it's time to get strategic.

In BS&T's second annual business technology forecast, we have collected insights from leading bankers, analysts and vendors about where the industry has been in the past 12 months and where it's heading in the year to come. First, we get a glimpse of the future from senior executives at Union Bank of California, JPMorgan Chase, Zions Bank and Wells Fargo. From shedding obsolete infrastructure to preparing for new revenue opportunities, these executives are ready to do what it takes to stay ahead of the competition.

Then, we get answers to the key questions of the day from the industry analysts: TowerGroup on IT spending; Ernst & Young on achieving merger synergy through technology; Deloitte Consulting on managing credit risk; and BearingPoint on workflow management trends.

Finally, technology vendors in the banking industry get an opportunity to weigh in on 2005. For more responses, exclusively for BS&T's online readers, click here

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