Bill Kasali, Managing Director, Risk Analytics, Reporting and Basel Projects, Enterprise Risk, and Portfolio Management, 
Bank of Montreal Bill Kasali, Managing Director, Risk Analytics, Reporting and Basel Projects, Enterprise Risk, and Portfolio Management, Bank of Montreal

IN DEPTH: ENTERPRISE RISK MANAGEMENT
ERM Push Among Banks Intensifies
In an industry still reeling from the financial crisis, long-time proponents of enterprise risk management are finally finding a more willing audience among banks.

CASE STUDY
BMO Looks Beyond Basel II With Reveleus
Simple quality won over Bank of Montreal as it put its trust in a newbie risk management vendor with solid technology.

Banks' Intellectual Property at Great Risk Amid Layoffs
Practices that safeguard employee use of company data must permeate all levels of an organization.

Smart Tech Decisions Can Optimize AML Performance
Firms that reevaluate their anti-money laundering processes and technology may gain considerable return on investment.

FEATURE
Security Management: An Ongoing Challenge for Banks
Effective security management requires a layering of multiple solutions focusing on people, process, technology and risk.

BEST PRACTICES
Banque Saudi Fransi Deploys Biometric Authentication
When password proliferation caused mounting challenges, Banque Saudi Fransi called on Imprivata's OneSign appliance to leap from manual authentication to next-generation fingerprint scanning.

Sovereign Bank Automates Imaging With Adlib Solution
Sovereign Bank replaces its existing imaging solution with ExpressRecognition Server by Adlib Software to streamline document imaging and achieve efficiencies.

NEW PRODUCTS
Overture Technologies Launches Automated Decisioning System for Loss Mitigation
Mozart for Special Servicing is designed to service distressed mortgage assets.

NCR Launches Web-Based Service for Management, Processing of Envelope-Free ATM Deposits
NCR APTRA Deposit Gateway is a SaaS solution that enables banks to perform check image processing for envelope-free deposits made at the ATM.

Fiserv Launches New Versions of CheckFree Frontier Solutions
New versions will focus on driving increased efficiency.

ROLLOUT
First Community Federal Credit Union Implements IMM Solution
Teller Item Capture Solution with DataSafe Core Platform aims to eliminate courier costs, increase teller productivity.

Bank Internasional Indonesia Goes Live with Nucleus Software's FinnOne Solution
Bank uses FinnOne's Customer Acquisition Modules to automate loan processes.

Piraeus Bank Goes Live on Fiserv Universal Banking Solution
Greek bank completes an eight-month implementation.

INTRUST Bank Implements Viewpointe's Pointe2Pointe Solution
Solution provides Internet connectivity for check image exchange transfers.



FROM THE EDITOR
What's Happening in the Banking Industry May Not Be Fair, But It's Reality
The fallout from the global credit crisis is causing many bankers to complain they're being unfairly criticized, but the reality is that the industry has a long way to go to regain the public's trust.

PAYMENTS WATCH
Wells Fargo Adapter Offers Clients Payments Automation
Adapter service helps Wells Fargo's commercial customers achieve better integration with the bank's treasury systems, resulting in more automation.

CHANNEL WATCH
Bank Web Sites Lacking in Quality
Change Sciences study concludes that bank Web sites have become less informative and welcoming over the last year, due in part to the financial crisis.

RISK/COMPLIANCE WATCH
Crisis Shouldn't Stop Banks From Readying for Red Flags
Financial services companies' efforts to comply with 'red flag' rules should not be hindered by the economy.

Perspectives Header
Green IT: Especially in turbulent economic times, 'green' initiatives can be a boon to the business.

Three Ways Green IT Is Good for the Business
Theresa McLaughlin, Citizens Group EVP and Chief Marketing Officer, Citizens Bank (Providence, R.I.)

Improved Risk Management Through Green Tech
Rodney Nelsestuen, Research Director, Financial Strategies and IT Investment, TowerGroup (Boston)

Reduce Costs and Improve Performance With Green Banking
Geoff Greenwade, President and CEO, Green Bank (Houston)

Measuring Green's Benefits to the Business
Patricia M. McGinnis, Research Director, Corporate Banking, IDC Financial Insights (Framingham, Mass.)

INDUSTRY WATCH
Special Report: ATMs
News from Wincor World: Fake Smoke Detectors the Newest in ATM Fraud
Fake smoke detectors and compromised lobby doors are among the ways criminals steal information from ATMs; there is also a trend to compromise POS card readers.

Fraud-Free Finland Eyes Horizon
A confluence of technology factors make ATM skimming almost unknown in Finland.

Italy a Test Ground for Branch of the Future: News from Wincor World
If branch staff don't deal with checks or cash, what might they do? ATM trial asks.


Many Bank IT Vendors Won't Survive 2009
One in eight U.S. bank IT vendors will fall victim in 2009 to a long-term drop in bank technology spending, Financial Insights predicts.

Big Bank Failures Leave Hole in Tech Spending
The failure and consolidation among big banks will leave a long-term deficit in industry technology spending.

Massachusetts Gets Tough on Data Security
This spring, the Bay State will enact stringent technical and policy requirements on how companies handle the personal information of Massachusetts residents.

EXECUTIVE WATCH
Deutsche Bank Taps George Lee to Boost Service
Former Citi executive George Lee will serve as director and head of implementation and service for Deutsche's Global Transaction Banking unit in North America.

Huntington Bancshares CEO Stephen Steinour Eyes IT Efficiency
Recently elected CEO Stephen Steinour sees remote deposit capture as a transformative technology.