This is the December 2013 digital issue of Bank Systems & Technology. It examines changes in the lending business landscape and the challenges lenders will face in 2014. Our cover story offers a mortgage business forecast and reports on technologies that can help banks respond to declines in loan origination levels and increased regulation, as well as drive efficiency and save money.
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IN THIS ISSUE:
A Year Of Transition: 2014 looks to be a tough year for mortgage banking, but technology could help cut costs and drive efficiencies.
Youthful Appeal: Social media could provide a cost-effective way for banks to market to new, younger customers.
The Lending Cycle: The lending business is in flux, and banks are feeling the pressure to find new customers, better manage credit risk, and save money.
Disruptive Force: Data analytics and paperless lending processes are helping nontraditional lenders take business from banks.