September 14, 2009

Fiserv (Brookfield, Wis.) released the new Aperio Lending solution, an integrated, thin client loan origination platform for secured and unsecured loans. The solution is available for organizations in Europe, Asia-Pacific and Latin America.

Aperio Lending can be used for mortgaged and home equity loans, car loans, education loans and staff loans. It uses rules-based business processes and enables loan origination across multiple channels—contact center, branch, Internet and mobile. The solution provides the ability to originate various types of personal loan products, set roles and limits for agents and supervisors, efficiently handle exceptions according to bank policy and provide a consolidated view of the applicant's credit worthiness and ability to service the loan.

Additionally, Aperio Lending is designed for integration with external parties such as valuers and credit bureaus. A checklist for document verification is standard, enabling the bank to certify customer application audit satisfaction prior to funding, regardless of whether the application originates in the bank or externally. The solution is available neutral of core provider, but is pre-integrated with the Signature Bank Platform from Fiserv, as well as with Aperio CRM and business process management.

ABOUT THE AUTHOR