"I don't think it's going to lighten up, but the things being done today are maybe things that needed to be put into place," he adds.
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Gifas, who graduated from Iona College with a degree in finance, lives in New Jersey and enjoys going to the Jersey Shore -- specifically Long Beach Island -- on summer weekends with his family. He relies on mobile technology during these excursions, using the mobile app Sigalert to get an overview of traffic flow before leaving the house. Waze provides him with traffic patterns en route to the beach.
Gifas also enjoys watching his two sons play baseball, never missing a game. But unlike the image of the overbearing, suburban sports parent, Gifas says he likes "to sit in the bleachers and just be a silent fan."
Executive VP, head of treasury solutions, RBS Citizens
Size of IT organization: More than 150 people report to his division
Prior roles: 13 years at Citibank and four years at Deutsche Bank in various roles
Education: Graduate of Iona College with a degree in finance
Hobbies:Going to the Jersey Shore