The online business banking solution is designed to give small business customers specialized tools for cash management. It complements Hancock Bank's existing online consumer banking offering from NCR.
Through NCR's APTRA Online Business Banking, banks' small business customers are provided with such features as:
Cash management functions [business-oriented bill payment, automated wire transfers, and automated clearing house (ACH) services] Access management, such as granting different employees various levels of banking functions for specified accounts Account monitoring solutions
APTRA is also customizable to a bank's needs. Hancock Bank worked with NCR to create a customized, automated online enrollment feature; enhanced, multifactor authentication for added security; and specialized user interfaces to their bill pay provider, electronic payment archives and other partner applications.