Blog

Featuring commentary from the editors of Bank Systems & Technology, as well as other bank technology industry experts.

Basel III Brings Opportunity for Banks to Optimize Assets
August 30, 2012 @ 09:47 AM | By Shannon Lois- Experian

Regulatory and audit requirements offer banks an opportunity for a bottom-up approach to credit strategies, which can also be applied to other business processes. Key to this approach is a decision-optimization framework.

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Is Apple Preparing a Mobile Wallet?
August 28, 2012 @ 17:30 PM | By Bryan Yurcan

Leaked photos of the next generation iPhone purportedly show an NFC chip as part of the device.

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10 Best Practices for Jumpstarting FATCA Compliance
August 28, 2012 @ 11:00 AM | By S. Ramakrishnan- Oracle

Achieving FATCA compliance will require new roles and processes, extended information gathering, and new or updated information management systems, including reporting systems.

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Cybersecurity is Paramount in the Digital World
August 24, 2012 @ 09:08 AM | By Bryan Yurcan

The recent discovery of a Stuxnet-like virus in the Middle East once again brings to light the vigilance banks must have.

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Is The Wild World of Mobile Payments About To Be Tamed?
August 17, 2012 @ 15:22 PM | By Kathy Burger

The mobile payments arena currently is a bit of a free-for-all, with lots of announcements of new schemes and partnerships (not all of which include banks). Will the regulators ruin the fun?

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Moving Forward Mobile Payments
August 16, 2012 @ 14:56 PM | By Bryan Yurcan

The Merchant Customer Exchange partnership between major retailers has a chance to be a major force in growing mobile payments adoption.

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Banks Beware: Operational Risk Increasing
August 16, 2012 @ 10:30 AM | By Tom Hinkel- Safe Systems

Non-traditional risk areas are gaining prevalence alongside privacy and security.

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New Deal with Starbucks Raises New Issue for Square
August 10, 2012 @ 16:59 PM | By Jonathan Camhi

The new deal with Starbucks means that Square will have to figure out how to make money processing credit card transactions for small purchases, like a cup of coffee.

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CFPB's New Remittance Regulations Could Shake Up the International Payments Market
August 09, 2012 @ 17:15 PM | By Jonathan Camhi

New CFPB disclosure rules for remittance providers could push smaller banks away from offering international remittances.

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Should the Government Force Core Systems Upgrades?
August 09, 2012 @ 16:32 PM | By Bryan Yurcan

A U.K. technology trade association wants regulators to force British banks to upgrade legacy IT systems.

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Living Wills: The IT Implications
August 09, 2012 @ 11:59 AM | By Dilip Kumar and Sandeep Mangaraj- Ernst & Young

Banks must think in terms of legal entities -- not simply lines of business -- when crafting living wills.

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Square Will Use GPS to Spread Mobile Payments
August 08, 2012 @ 14:21 PM | By

Square's new partnership with Starbucks opens the door to intriguing possibilities for using GPS to spread its mobile payments technology.

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Winning the Mobile Wallet Race
August 06, 2012 @ 10:22 AM | By Douglas Brown- FIS

The providers that drive benefits for financial institutions, retailers and consumers will emerge from the pack.

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Tapping the Payments Opportunity: Creating an Integrated Payments Business
August 03, 2012 @ 13:35 PM | By Peter Ognibene- Berkery Noyes

A fully integrated payments business provides banks with the best opportunity to compete.

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Will EMV Prevent ATM Fraud?
August 02, 2012 @ 15:23 PM | By Bryan Yurcan

The latest criminal bust for skimming ATMs brings into focus EMV's apparent strength in that area.

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Mobile Payments: Can Banks Seize the Moment to Transform Consumer Finance?
August 02, 2012 @ 08:40 AM | By Kathy Burger

The growth of mobile banking has created a competitive landscape in payments and has caught the attention of government regulatory agencies. In the continuing payments evolution, can banks take advantage of the opportunities ahead?

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How to Prepare for EMV
August 01, 2012 @ 13:17 PM | By Andy Brown- ACI Worldwide

The liability shift around EMV implementation is rapidly approaching.

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