Letter from House Judiciary Committee Chairman James Sensenbrenner (R-Wis.)

"The loss of income and additional expenses that these victims incur as a result of a hurricane or other natural disaster are implicitly the kind of special circumstances that Congress envisioned would constitute an exception to the [Bankruptcy] Act's means test reforms."

The response from Assistant Attorney General William Moschella:

- no need for credit counseling for storm victims.
- field personnel were instructed to exercise "appropriate restraint and discretion favorable to hurricane victims."

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