News & Commentary
Content posted in December 2014
How NAB Boosted Its Performance Measurement Capabilities
News  |  12/30/2014
When its performance measurement system could no longer keep up with global competition, National Australia Bank chose Eagle Investment Systems' rules-based software.
3 Compliance Trends Community Banks Should Watch in 2015
Commentary  |  12/30/2014
Here are three keys to managing compliance and regulatory change in the new year.
2014: The Year of the Digital Banking Tipping Point
Commentary  |  12/30/2014
Digital banking went from buzzword to standard in 2014. Bank Systems & Technology’s top 7 articles about digital illustrate the concept’s momentum.
Universities Increasing Programs for Data Scientists
News  |  12/29/2014
Investment in big data is increasing, but it means squat if there's no talent to program the tools, analyze the results, and create business value. Universities are responding by creating programs to train a generation of data scientists.
The Separation of Information Security & IT
Commentary  |  12/29/2014
The case for taking the information security function out from underneath the IT umbrella.
Do Large Businesses Need The Cloud?
Commentary  |  12/29/2014
For small and midsize businesses, the benefits of public cloud services are many. Larger enterprises, however, may see less of a payoff.
Bank Systems & Technology’s Top 10 Articles of 2014
News  |  12/23/2014
Workforce challenges, new competition, and the emerging digital banking paradigm were the big banking stories in 2014. Here’s what BS&T’s community was reading this year.
How to Talk to Your Board About Stress Testing
Commentary  |  12/23/2014
A meaningful report describing risks uncovered from a bank’s stress-testing efforts empowers its board to assess current and potential risks within the loan portfolio.
4 Banking Trends That Became Clear in 2014
Commentary  |  12/23/2014
Four trends in banking technology that crystallized over the last year.
5 Tips On How To Prepare For A Data Breach
Commentary  |  12/23/2014
Any financial institution's cyber security defenses will be breached -- again and again. Here are five tips to respond quickly and minimize damage.
2015 Forecast: Fintech Vendor Market Trends
News  |  12/22/2014
Every quarter, investment bank Berkery Noyes compiles an analysis fintech M&A trends. Berkery's managing director John Guzzo shares his insights on trends to look out for in the fintech market next year.
5 Things to Expect in Mobile Payments in 2015
News  |  12/19/2014
Mobile payments has new momentum going into 2015. What's next?
Evolving US Payments Landscape: Who Wins, the Hare or the Turtle?
Commentary  |  12/19/2014
Picking winners among the various faster payment initiatives currently under way.
How Can Banks Take Part in the Bitcoin Gold Rush?
Commentary  |  12/19/2014
Taking advantage of the Bitcoin blockchain beyond payments.
Why There's Confusion Over Valuing Bitcoin
Commentary  |  12/18/2014
Bitcoin presents a new type of nontraditional, highly technical, experimental, and global digital instrument to our already complex world. That fact should not conjure fear. It should engender excitement.
The New Target for State-Sponsored Cyber Attacks: Applications
Commentary  |  12/17/2014
Skilled hackers are now using simple web application vulnerabilities like SQL Injection to take over database servers. Are you prepared to defend against this new type of threat actor?
First Data & Verifone Partner to Safeguard Payment Data
News  |  12/17/2014
First Data will offer Verifone’s secure architecture to protect data from being lost in breaches targeting merchants’ point-of-sale systems.
Are Core System Modernization Initiatives Delivering?
Commentary  |  12/17/2014
Three best-practices that can reverse the data dilemma and help realize the full potential of modernization projects in banking.
Amdocs' Mobile Wallet Takes Aim at Unbanked
News  |  12/16/2014
Amdocs is partnering with the State Bank of India to bring mobile banking capabilities to the country's millions of unbanked.
Big-Data Analytics & Cloud: The Perfect Storm
Commentary  |  12/16/2014
Most signs are pointing to a big increase in investment in big-data analytics and cloud in the coming year.
Voice Biometrics Improve Transaction Monitoring Fraud Detection
Commentary  |  12/15/2014
Why voice biometrics should be a part of your fraud prevention strategy in the call center.
Top 5 Enterprise Applications Trends Of 2014
News  |  12/15/2014
Here's a yearend toast to the top headlines in cloud, mobile, integrated marketing, embedded analytics, and software license management in 2014.
Getting Started on the Branch Transformation Journey
News  |  12/12/2014
Celent research shows that banks plan on modest changes to their branches as they focus on mobile.
How Do Banks Maintain Financial Data? Mainframes
Commentary  |  12/12/2014
With their speed, capacity, intelligence, and security capabilities, mainframes remain a core component of banking data practices.
9 Reasons Cloud Security Will Advance in 2015
Commentary  |  12/12/2014
The CEO and CISO become BFFs, and other cloud security predictions for 2015.
Using Code Halos to Transform Traditional Segmentation Philosophies
Commentary  |  12/12/2014
By applying Code Halo thinking to anticipate customer preferences, banks can create personalized interactions to increase cross-selling and reduce customer churn.
Kaspersky: Mobile & Bitcoin Attacks Increase, Online Threats Down
News  |  12/11/2014
Kaspersky Lab’s third quarter threat report found that online banking attacks fell last quarter, but mobile banking and Bitcoins are being targeted more.
Aligning Technology, People & Processes for Data Security
News  |  12/10/2014
Combating today’s hackers will take the right mix of technology, people, and processes.
TIAA-CREF: What Digital Innovation Really Looks Like
News  |  12/10/2014
Joseph Sieczkowski, CTO of TIAA-CREF, says the model for how digital innovation can change a business is well documented, and financial firms can embrace it.
Payfone & Early Warning Partner on Mobile Authentication
Commentary  |  12/9/2014
The partnership will bring Payfone’s Identity Certainty platform to banks looking for better ways to authenticate customers with mobile.
How To Become a CISO: Top Tips
Commentary  |  12/9/2014
A look at the best career advice for aspiring CISOs from people who've reached the top.
How Mobile Is Reshaping the Holiday Shopping Season
News  |  12/8/2014
Data from PayPal shows that mobile is changing when and where consumers shop for the holidays.
Why You Need to Go Above & Beyond PCI Compliance
Commentary  |  12/8/2014
Security isn't just about meeting standards, as this past year's string of data breaches has shown.
The Digital Trends for Data-Driven Markets in 2015 & Beyond
News  |  12/5/2014
Top marketing trends for social, mobile, advertising, and digital analytics, according to Teradata's Michael Lummus.
BS&T's Elite 8 2013: Where Are They Now?
Slideshows  |  12/5/2014
Bank Systems & Technology's 2013 Elite 8 honorees are seeking ways to expand mobile capabilities, modernize infrastructure, and develop data-focused cultures.
Iswaraan Suppiah Enables CIMB’s Growth Across ASEAN
News  |  12/5/2014
How Iswaraan Suppiah has laid the technology foundation for CIMB to become the first pan-ASEAN bank.
How Wells Fargo Is Improving Employees’ Experience – And Productivity
News  |  12/5/2014
Sharon Murphy, who runs Team Member Infrastructure Services at Wells Fargo, is leveraging consumerization to make employees more productive.
Chris Perretta Builds Non-Stop Change Into State Street's DNA
News  |  12/4/2014
How CIO Chris Perretta has helped State Street make change and transformation business as usual.
Heritage Financial's Core Conversion With an Added Twist
News  |  12/4/2014
Lisa Welander led Heritage Financial through a successful core replacement in the midst of a heavy M&A period.
Outsourcing Helps Peoples State Bank Execute Growth Strategy
News  |  12/3/2014
Under VP/COO Leif Christianson's leadership, Peoples State Bank has outsourced its core banking systems -- and boosted revenues and growth as a result.
Citigroup Achieves Greater Efficiency Through Automation
News  |  12/3/2014
DK Sharma helped usher Citi's Asia-Pacific banks to a standard platform, a model that's now being assessed globally by the bank.
How BECU’s IT Strategy Has Enabled Huge Business Growth
News  |  12/2/2014
Under Butch Leonardson's leadership, BECU's IT organization has helped the credit union quadruple its assets.
BBVA Compass: On the Path to Digital Transformation
News  |  12/2/2014
Gabriel Sánchez Iniesta helps usher BBVA Compass into the future of banking.
Great CIOs Know Innovation Is About Making Banking Better
Commentary  |  12/2/2014
Bank Systems & Technology’s 2014 Elite 8 executives are playing critical roles in helping their organizations create cultures of innovation.
Ready in a Snap (or a Click): Empowering Consumers With Customer Centric Origination
Commentary  |  12/1/2014
For a bank to effectively achieve true customer centricity, it must take a close look at its technology infrastructure.
InformationWeek's IT Chief Of The Year: Bank Of America's Cathy Bessant
News  |  12/1/2014
Bessant leads BofA's 100,000-person technology and operations group as the bank scraps back from financial and regulatory disaster. Her formula: steady, reliable performance over glitz.

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