September 30, 2011 After a year where IT spending grew, albeit modestly, what does 2012 hold for banks? With the economy stagnant at best, and some economists calling for a double-dip recession in the near future, will IT budgets go on the chopping block, or continue to see an increase? Will the top area of investment be in emerging digital channels, replacing core systems or something else?

You can let us know the answer to these questions and more by participating in our 2012 IT outlook survey. We'll be going over the results with expert analysis during our BS&T Executive Summit next week in Phoenix. If you're attending, we look forward to discussing the topic more in depth in a few days.

Bryan Yurcan is associate editor for Bank Systems and Technology. He has worked in various editorial capacities for newspapers and magazines for the past 8 years. After beginning his career as ...